Gen Z: A Compliance-Conscious Culture?

🎂 Gen Z: What SMBs Need to Know About Risk, Technology, and Trust

For businesses, catering to Gen Z’s tech, trust, and sustainability expectations isn’t about checking boxes. Whether referring to internal staff or customers that fall in this generational cohort, it’s a chance to build deeper relationships and future-proof operations.

📖 Read the Article from NTM Advisory: Gen Z Employees & Customers: What SMBs Need to Know About Risk, Technology, and Trust

Compliance Updates

⏹️ Crypto, AI, and DeFi Shift Compliance Landscape

By mid-2025, US regulators enacted major crypto compliance reforms: the FDIC now permits banks to offer crypto services with internal controls (no prior approval needed), and “covered stablecoins” are no longer treated as securities by the SEC. Meanwhile, dozens of new state AI laws are rolling out, raising the bar for AI and crypto oversight and requiring rapid policy adaptation by US businesses.

⏹️ CFPB Expands Rulemaking Agenda and Consumer Protections

On August 15, 2025, the Consumer Financial Protection Bureau released an updated rulemaking agenda, doubling the number of initiatives on its list. Key actions cover streamlining mortgage servicing, enhanced financial data transparency, and new approaches to remittance and COVID-era rules, signaling higher compliance and reporting expectations for financial firms.

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🤝 Why Compliance Is a Culture Play with Gen Z Employees

For many business leaders, compliance is seen as paperwork and policies. But for Gen Z employees, it’s something bigger: a reflection of company culture. This generation expects workplaces where trust, fairness, and responsibility are the norm — not an afterthought.

Here’s why reframing compliance as culture matters:

• Privacy = Respect: Gen Z is highly data-aware. Transparent policies about how employee and customer data is handled show respect and accountability.

• Inclusion = Belonging: Accessibility in hiring platforms, fair promotion practices, and equal pay act as proof points that compliance and culture go hand-in-hand.

• Sustainability = Credibility: When sustainability initiatives are backed by real action — and not just marketing — they strengthen both compliance standing and employee pride.

• Transparency = Trust: Gen Z values clear communication. Explaining why a compliance step exists (not just mandating it) keeps buy-in high and cynicism low.

For SMBs, the opportunity is clear: compliance isn’t a hurdle, it’s a signal. Treating it as part of company values shows employees that the business doesn’t just say it cares — it proves it in its daily operations.

By embedding compliance into workplace culture, SMBs not only reduce risk but also strengthen engagement, loyalty, and reputation. For Gen Z, that alignment creates a workplace where trust grows naturally from the inside out.

👇 Webinar: The State of Third-Party Risk Management in 2025 👇

Explore the current state of the TPRM ecosystem — its pressures, imbalances, and opportunities through the lens of new research and deep industry experience. In this exclusive session, GRC visionary Michael Rasmussen and Mitratech’s Henry Umney unpack the current state of third-party risk management.

September 4th, 2025 @ 11 am ET

🤔 Questions or Concerns?

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