Small Biz Risk Checks | Why Hackers Don't Break In Anymore

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💡 Rest Easy with These Four Small Business Risk Checks

Effective risk management doesn't have to be overwhelming or time-consuming. With a simple quarterly routine, you can build a protective shield around your business that lets you focus on what you do best — serving your customers. Think of it as your business's quarterly health check-up, but way more straightforward than you might expect.

📖 Read the Article from NTM Advisory: Small Business Risk Check: 4 Simple Steps to Sleep Better at Night 

Your career will thank you.

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Compliance Updates

⏹️ FDIC Releases 2025 Consumer Compliance Supervisory Highlights

On July 3, 2025, the Federal Deposit Insurance Corporation (FDIC) published its 2025 edition of the Consumer Compliance Supervisory Highlights. This annual report provides a transparent overview of the FDIC’s consumer compliance supervisory activities, including the most frequently cited violations and consumer complaint trends observed throughout 2024. The publication aims to help FDIC-supervised institutions manage compliance responsibilities more effectively by sharing key findings and best practices identified during examinations.

⏹️ FTC Delays “Click-to-Cancel” Rule Compliance Deadline to July 14, 2025

On May 9, 2025, the Federal Trade Commission (FTC) announced a 60-day postponement for businesses to comply with its new “Click-to-Cancel” rule, moving the deadline to July 14, 2025. This rule targets subscription services and “negative option” marketing, requiring companies to make cancellation as easy as enrollment, provide clear disclosures, and obtain customers’ express informed consent for recurring charges. The delay comes after industry feedback on the complexity of compliance, but businesses are urged to continue updating their subscription and cancellation processes to meet the new requirements by the revised deadline

🤔 Hacking is More About Stolen Passwords Than You May Think

In June 2025, cybersecurity researchers discovered a massive compilation of over 16 billion stolen usernames and passwords circulating on the dark web. Gone are the days when cybercriminals needed to be coding wizards or exploit mysterious vulnerabilities to break into your business. Today's reality is much simpler — they're walking right through the front entrance with your own keys.

📖 Read the Article from NTM Advisory: Why Hackers Don't Break in Anymore — They Just Log In

👇 Free Training: Small Business Digital Ready 👇

Verizon offers a complete suite of free online courses, coaching, peer networking, and even grants for small businesses covering financial management, fund development, social media marketing, and operations. There are even live coaching sessions with experts and grant opportunities!

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